What is the Student Aid Index or SAI?
Replaces the Expected Family Contribution (EFC)
Determines Federal Pell Grant eligibility
Determines federal loan offers and work study funding
How will eligibility for federal student aid be expanded?
Eligibility for federal student aid will be expanded in the following ways:
New methodology will be introduced to calculate and determine applicant eligibility. The Expected Family Contribution (EFC) will be replaced with the Student Aid Index (SAI).
The new need-analysis formula allows for a negative SAI calculation and implements separate eligibility criteria for Federal Pell Grants.
Federal Pell Grant access will be expanded and linked to family size and federal poverty levels, which will allow more students and families from low-income backgrounds to qualify.
Federal Pell Grant access will be restored to incarcerated students under specific rules and programs.
Selective Service and drug conviction questions will be eliminated to reduce applicant barriers.
Can I estimate how much aid I will receive?
You can estimate all federal aid you may be eligible for in 2025-2026 through the Federal Aid Estimator.
Will I need to consent for my IRS information to be used for FAFSA if I didn't file taxes?
Yes. Everyone needs to consent regardless of filing or citizenship status
If you didn't file taxes or you filed taxes in another country you still need to consent
If your information is unavailable from the IRS, you will be asked to add it manually.
Can my parents get a FSA ID if they do not have a Social Security number?
All parents who need to contribute information to the FAFSA can get a FSA ID, even if they don't have a SSN. They will be asked several identifying questions by TransUnion, a credit agency that will be serving to confirm the identity of anyone without an SSN. These questions will be based on information they can find on a credit report (Ex: What is the make/model of the car with a loan you are currently paying?).